Rates effective February 16, 2024
Current Rates
| Term | Interest Rate | A.P.Y.* | Minimum Deposit** |
|---|---|---|---|
| 1 month | 0.75% | 0.75% | $2,500 |
| 3 month | 1.00% | 1.00% | $2,500 |
| 6 month | 4.91% | 5.00% | $2,500 |
| 9 month | 1.74% | 1.75% | $2,500 |
| 12 month | 1.98% | 2.00% | $1,000 |
| 15 month | 4.43% | 4.50% | $1,000 |
| 18 month | 1.98% | 2.00% | $1,000 |
| 24 month | 1.98% | 2.00% | $1,000 |
| 30 month | 3.21% | 3.25% | $1,000 |
| 36 month | 1.98% | 2.00% | $1,000 |
| 42 month | 1.98% | 2.00% | $1,000 |
| 48 month | 2.48% | 2.50% | $1,000 |
Term
1 month
0.75%
3 month
1.00%
6 month
4.91%
9 month
1.74%
12 month
1.98%
15 month
4.43%
18 month
1.98%
24 month
1.98%
30 month
3.21%
36 month
1.98%
42 month
1.98%
48 month
2.48%
Interest
Rate
Rate
1 month
0.75%
3 month
1.00%
6 month
5.00%
9 month
1.75%
12 month
2.00%
15 month
4.50%
18 month
2.00%
24 month
2.00%
30 month
3.25%
36 month
2.00%
42 month
2.00%
48 month
2.50%
A.P.Y.*
1 month
$2,500
3 month
$2,500
6 month
$2,500
9 month
$2,500
12 month
$1,000
15 month
$1,000
18 month
$1,000
24 month
$1,000
30 month
$1,000
36 month
$1,000
42 month
$1,000
48 month
$1,000
* Annual Percentage Yield - Quarterly Compounding Assumed. (1 month CD's compounded at maturity)
** This is the minimum deposit required to open this account and obtain the stated APY.
Current Rates (Continued)
| Account Type | Minimum Daily Balance to obtain A.P.Y. | Interest Rate* | A.P.Y. | Compounding Frequency |
|---|---|---|---|---|
| Savings | $50.00 | 0.15% | 0.15% | Quarterly |
| N.O.W. | $500.00 | 0.10% | 0.10% | Monthly |
| M.M.D.A. | $.01-2,499.99 | 0.15% | 0.15% | Monthly |
| $2,500.00-24,999.99 | 0.75% | 0.75% | ||
| $25,000.00-49,999.99 | 1.00% | 1.00% | ||
| $50,000.00-99,999.99 | 1.09% | 1.10% | ||
| $100,000.00+ | 1.24% | 1.25% |
Account Type
Savings
$50.00
N.O.W.
$500.00
M.M.D.A.
$.01-2,499.99
$2,500.00-24,999.99
$25,000.00-49,999.99
$50,000.00-99,999.99
$100,000.00+
Minimum Daily Balance
to obtain A.P.Y.
to obtain A.P.Y.
Savings
0.15%
N.O.W.
0.10%
M.M.D.A.
0.15%
0.75%
1.00%
1.09%
1.24%
Interest Rate*
Savings
0.15%
N.O.W.
0.10%
M.M.D.A.
0.15%
0.75%
1.00%
1.10%
1.25%
A.P.Y.
Savings
Quarterly
N.O.W.
Monthly
M.M.D.A.
Monthly
