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Rates

Rates effective February 16, 2024

Current Rates

Our current rates
TermInterest
Rate
A.P.Y.*Minimum
Deposit**
1 month0.75%0.75%$2,500
3 month1.00%1.00%$2,500
6 month4.91%5.00%$2,500
9 month1.74%1.75%$2,500
12 month1.98%2.00%$1,000
15 month4.43%4.50%$1,000
18 month1.98%2.00%$1,000
24 month1.98%2.00%$1,000
30 month3.21%3.25%$1,000
36 month1.98%2.00%$1,000
42 month1.98%2.00%$1,000
48 month2.48%2.50%$1,000
Term
1 month
0.75%
3 month
1.00%
6 month
4.91%
9 month
1.74%
12 month
1.98%
15 month
4.43%
18 month
1.98%
24 month
1.98%
30 month
3.21%
36 month
1.98%
42 month
1.98%
48 month
2.48%
Interest
Rate
1 month
0.75%
3 month
1.00%
6 month
5.00%
9 month
1.75%
12 month
2.00%
15 month
4.50%
18 month
2.00%
24 month
2.00%
30 month
3.25%
36 month
2.00%
42 month
2.00%
48 month
2.50%
A.P.Y.*
1 month
$2,500
3 month
$2,500
6 month
$2,500
9 month
$2,500
12 month
$1,000
15 month
$1,000
18 month
$1,000
24 month
$1,000
30 month
$1,000
36 month
$1,000
42 month
$1,000
48 month
$1,000
 

* Annual Percentage Yield - Quarterly Compounding Assumed. (1 month CD's compounded at maturity)
** This is the minimum deposit required to open this account and obtain the stated APY.

 

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Current Rates (Continued)

Account TypeMinimum Daily Balance
 to obtain A.P.Y.
Interest Rate*A.P.Y.Compounding
Frequency
Savings   $50.000.15%0.15%Quarterly
N.O.W. $500.000.10%0.10%Monthly
M.M.D.A.   $.01-2,499.990.15%0.15%Monthly
$2,500.00-24,999.990.75%0.75%
$25,000.00-49,999.99 1.00%1.00%
$50,000.00-99,999.99 1.09%1.10%
$100,000.00+ 1.24%1.25%
Account Type
Savings   
$50.00
N.O.W. 
$500.00
M.M.D.A.   
$.01-2,499.99
$2,500.00-24,999.99
$25,000.00-49,999.99 
$50,000.00-99,999.99 
$100,000.00+ 
Minimum Daily Balance
 to obtain A.P.Y.
Savings   
0.15%
N.O.W. 
0.10%
M.M.D.A.   
0.15%
0.75%
1.00%
1.09%
1.24%
Interest Rate*
Savings   
0.15%
N.O.W. 
0.10%
M.M.D.A.   
0.15%
0.75%
1.00%
1.10%
1.25%
A.P.Y.
Savings   
Quarterly
N.O.W. 
Monthly
M.M.D.A.   
Monthly
 

Daily Balance = the amount of principal in the account each day.

 

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