Rates

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FDIC

AudioTel Corporation
Copyright © 1998-2008

RATE SHEET (Effective September 1, 2011) CD Rates
Term	Interest Rate	A.P.Y.*	Minimum Deposit**
1 month	0.30%	0.30%	$2,500
3 month	0.30%	0.30%	$2,500
6 month	0.40%	0.40%	$2,500
9 month	0.45%	0.45%	$2,500
11 month	0.65%	0.65%	$2,500
12 month	0.60%	0.60%	$1,000
18 month	0.75%	0.75%	$1,000
24 month	0.90%	0.90%	$1,000
30 month	1.14%	1.15%	$1,000
36 month	1.24%	1.25%	$1,000
42 month	1.49%	1.50%	$1,000
48 month	1.44%	1.45%	$1,000

* Annual Percentage Yield - Quarterly Compounding Assumed. (1 month CD's compounded at maturity) This is the minimum deposit required to open this account and obtain the stated APY. An early withdrawal penalty will be assessed for withdrawing from a CD before the Maturity Date. Rates listed in Bold** are specials.

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Account Type	Minimum Daily Balance to obtain A.P.Y.	Interest Rate*	A.P.Y.	Compounding Frequency
Savings	$50.00	0.30%	0.30%	Quarterly
N.O.W.**	$500.00	0.15%	0.15%	Monthly
M.M.D.A.	$.01-2,499.99	0.15%	0.15%	Monthly
	$2500.00-24,999.99	0.30%	0.30%
	$25,000.00-49,999.99	0.35%	0.35%
	$50,000.00-99,999.99	0.45%	0.45%
	$100,000.00+	0.60%	0.60%

Daily Balance = the amount of principal in the account each day. * Interest subject to change at any time after the account has been opened. ** The assessment of a Minimum Balance Fee could reduce earnings on the account.

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